The property
Financing
Frequently asked questions
How is rental yield calculated?
Gross yield is the annual rent divided by the purchase price. Net yield takes the rent you actually collect (after vacancy), subtracts service charges, maintenance and any management fee, and divides what is left by the total cost of buying, including the Dubai Land Department fee and other buying costs.
What is a good rental yield in Dubai?
There is no single number. Yields differ by area, property type and whether the home is ready or off-plan, and a higher yield often comes with higher service charges or a weaker location. Compare your result with similar properties, and check what the area actually sold for on our Dubai property prices pages.
Are service charges included?
Yes. Enter the annual service charge in the calculator and it is deducted from the rent before the net yield is worked out. Service charges vary a lot between buildings, so use the figure for the specific building.
What is cash-on-cash return?
If you buy with a mortgage, cash-on-cash return is your yearly cash flow after mortgage payments divided by the cash you put in, which is the deposit plus buying costs. Tick the financing box in the calculator to see it.
What buying costs does the calculator include?
The Dubai Land Department transfer fee of 4% plus its admin fee, the trustee office fee, an optional agency fee of 2% plus VAT, and for mortgages the registration fee and a bank arrangement fee. These are estimates and your bank and agent may charge differently.
More tools
All tools →Estimates only, not financial advice. Buying costs use the Dubai Land Department transfer fee of 4% plus AED 580, a trustee fee of AED 4,000 plus VAT, an optional agency fee of 2% plus VAT, and for mortgages a registration fee of 0.25% of the loan plus AED 10 and a bank fee of 1% plus VAT. Selling costs assume 2% plus VAT agency fee, AED 5,000 of fees, and an early settlement fee of 1% of the mortgage left, capped at AED 10,000. Banks, developers and agents charge differently, and rules change, so check the figures for your own deal.
